Your time matters, and so does your stuff. Get a personalized rental insurance quote in 5 minutes. That’s less time than it takes to wait in line for coffee.
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If you rent where you live, you know just how important rental insurance is for protecting yourself. After all, there are few things more heartbreaking than losing your possessions to a break-in, burst pipe or fire.
After writing 65,430 reviews and rating Square One Insurance Services stars out of 5, it’s clear customers love the way we approach rental insurance. To see how much you can save with Square One, get an online quote now in 5 minutes.
Don’t just take our word for it. Here are some of the reviews that contribute to our average rating of 4.8 stars out of 5. Want to read more? Visit our reviews page.
These guys are terrific! The entire online experience of purchasing was the easiest ever, and they blow the 'big guys' out of the water! The customer reps are exceptionally friendly, kind, and patient... I can't even begin to tell you. I also dealt with Rachel LaHay... she was outstanding and deserves a raise, recognition, and promotion. Not to mention, Square One is the cheapest quote I saw anywhere in Toronto. Thanks guys!
This entire process was the most painless I've experienced while getting auto insurance. The two folks I spoke with, Eran and Stephanie were delightful and absolutely helpful. 10/10 would do it again.
I was hesitant at first but once I got to the end, I realized that I could play around with deductibles and add or take away things I don’t need right now. I felt much better and my quote went down a couple hundred a year. I also really liked the fact that I didn’t have to talk to anyone or wait for a phone call. Once I was happy with my quote and ready to “sign on the dotted line” I clicked the button, paid the fee, and I’m done! Thanks for making it so easy!! :)
Eran Azan was the most helpful, friendly, and knowledgeable. He provided clear, thorough answers to all of my questions and concerns. Very assuring of all of the features of Square One, and is even going over the top - investigating a unique situation I have. I did not feel rushed or that any of my questions were not worthy. Eran made the whole experience feel incredibly empowering. Square One certainly is a competitor in the market of house insurance and I feel very confident with this coverage. Thank you so much, Eran, for such a pleasant call.
Square One is unique, not only in terms of affordability and customization, but also in the platform they've built - it's easy to use, easy to navigate, all policies are clearly laid out, and if you need customer support, they are very responsive by phone. I specifically spoke with Eric Smith who helped me complete my insurance purchase in no time.
Fantastic price and a totally hassle-free experience! Everything is super user-friendly and runs smoothly. I love how convenient it is — I can do it all online without having to talk to anyone. No surprises, no random fees — just consistent, affordable payments. So transparent and straightforward, it’s a breath of fresh air. I’m not even thinking about going anywhere else. Well done, Square One! You should be seriously proud!
I recently got tenant insurance with Square One, and I’m really impressed! Not only is their coverage comprehensive, but their prices are the cheapest I could find. The sign-up process was quick, and the customer service team was super helpful. I feel confident knowing my belongings are protected without breaking the bank. Highly recommend for anyone looking for affordable tenant insurance!
The website is incredibly user-friendly, making it easy to navigate and customize my policy. Everything was laid out clearly, from the types of coverage to the pricing, so I knew exactly what I was getting. The process was quick, straightforward, and stress-free—something I truly appreciate when dealing with insurance. It’s refreshing to see a company that prioritizes simplicity and transparency. Highly recommended for anyone looking for reliable, easy-to-manage insurance!
An easy and efficient process. The walk-through procedure and additional details on the question helped me understand the coverage. Also, before proceeding, I had the opportunity to make subtle changes and see how it impacted the cost, providing the ability for refinement to suit my needs and budgeting. I recommend trying the process yourself to understand how easy insurance can be.
Zain C. was professional, thorough, and followed up with any additional requirements. I particularly love that I can adjust my application once insurance has been approved. I made so slight adjustments to save a few hundred dollars, then paid for the policy - all online by the way. Square One is bringing insurance into the 21st century. This is the way to go!
With Square One, you can get a quote, buy a policy and even submit a claim – all online, from the comfort of your own home. Quotes and policies are managed through your online account or mobile app, but if you need help, expert assistance from one of our licensed insurance agents is just a webchat or phone call away.
All policies from Square One represent the highest level of protection currently available in Canada. We make it easy for you to protect your home against common perils (such as water damage and theft) and we even cover the costs of rebuilding your home to meet the latest bylaw or code changes.
Get the peace of mind you deserve. Simply insure your home to Square One’s suggested limit and, if you experience a loss, we’ll rebuild your home, even if the cost of doing so exceeds your limit of insurance.
All policies protect most common personal property items including laptops, smartphones and furniture. If you own specialty property (such as bicycles or fine arts) you can also add coverage to your policy. That way, you only pay to insure what you actually own.
Making a claim with Square One is easy. In fact, most of the process can be done online. You’ll get your own dedicated adjuster to work with you from start to finish to make sure you’re back on your feet in no time. And, Square One pays out on over 90% of all claims submitted.
We’re confident you’ll love our service and stay with us. That’s why we don’t lock you into a contract. With us, you can pay monthly or annually and there’s no fixed-term contract. You can also change your payment preferences through your online account.
ready for an online quote? Your time matters, and so does your stuff. Get a personalized rental insurance quote in 5 minutes. That’s less time than it takes to wait in line for coffee.
Before you start, please review our Privacy Policy and Terms of Use.
When you buy rental insurance from us, the experience is straightforward from quote to claim. Click on the tabs below to learn about the coverages, deductibles, protection and claim service offered by Square One. You can also download sample policy wordings.
Personal property and specialty coverages. Traditional providers don't give you much control when it comes to insuring the contents of your home. They include pre-packaged protection that is based on your house's rebuild cost. And, they automatically include protection for specialty property whether you own it or not.
At Square One, you decide what specialty property you insure and for how much. You also decide how much protection you need for your most common personal property, which includes appliances, electronics, furniture, and clothing.
Bicycles, sporting equipment and watercraft: This optional coverage protects any personal and portable equipment used for athletic or recreational activities. This includes cycling, equestrian, fishing, golf, hang-gliding, hockey, hunting, paragliding, shooting, skating, skiing, snowboarding, surfing and windsurfing. It also protects commercially manufactured boats, canoes and kayaks. Any watercraft must be no more than 20 feet in length and, if motorized, must have no more than 100 horsepower in total. And, it protects related property like accessories, equipment and trailers.
Fine arts and collectibles: This optional coverage protects visual art, including paintings, sculptures, drawings, limited edition prints, and other pieces that cannot be easily replaced, like hand-woven or hand-knotted rugs or carpets made in Asia. It also protects any items collected as a hobby, for display, or as an investment, whose value may appreciate, including sports card collections, first edition books, and coin collections. And, it protects any porcelain ware, plates, cups, saucers that are used on special occasions; eating and serving utensils made of silver that are also used on special occasions; and figurines made of porcelain or ceramic material.
Other coverages. There are a few other coverages that are essential to any insurance policy, including liability protection.
Additional living expenses: This mandatory coverage protects against increases in living expenses you incur because your home can't be lived in. This could be a result of damage to your home from an insured loss or an order to evacuate your home as a result of a sudden and accidental event. If you rent, you'll likely still be responsible for your usual rent payments while your home undergoes repairs, so coverage for temporary accommodation is important.
Legal protection: This optional coverage provides unlimited access to a telephone helpline through which you can receive legal or tax advice relating to any personal matter, except those relating to automobiles. In some cases, it also protects against legal costs to pursue or defend your personal rights.
Policy deductibles. A policy deductible is the amount you must pay before your home insurance policy will respond. For example, if your $2,500 laptop is stolen and the claim is subject to a $1,000 deductible, you pay $1,000 and your policy will cover the remaining $1,500. The higher the deductible you select, the lower the premium you pay on your insurance.
Below are the various deductibles that may apply. It's important to note that only one deductible applies per claim even if payments are made under multiple policy coverages. The type of loss will determine the deductible that applies.
Earthquake: This deductible applies to each insured loss resulting from an earthquake. While earthquakes don't happen often, they cause significant damage when they do. As such, earthquake deductibles tend to be higher than those for other types of loss. Depending on where you live, you may be presented with a couple options.
Inland flood: This deductible applies to each insured loss resulting from an inland flood. If this deductible applies, you may be presented with a couple options. Please note that not all areas are eligible for inland flood protection.
Comprehensive protection. At Square One, you get a comprehensive (all-risk) policy. That means you're protected against all types of loss, except for those listed in the exclusions. Commonly covered losses include break-ins, burst pipes, hailstorms, fires, and more. Commonly excluded losses include coastal floods, repeated leakage, and wear and tear.
For complete details on what is and isn’t covered, please refer to your policy wordings or download our sample wordings.
Download sample policy wordingsMaking a claim. You buy insurance for peace-of-mind, so if you do need to make a claim we believe it should be simple and stress-free. that’s why all Square One customers are protected by our commitment to handling claims fairly: