Looking for the best home insurance provider in Ontario?

You’ve come to the right place.

When it comes to home insurance, how can you be sure you’ve found a provider that’s right for you? There are a lot of different options available, so good on you for taking the time to search for a provider that tailors their service to fit your specific needs. Lucky for you, you’ve found Square One Insurance Services.

At Square One, you’ll notice we’re different than the other traditional home insurance providers. You’re not forced into buying protection you don’t need or want. For example, if you are a homeowner but do not have a detached garage, you can choose not to add protection for detached structures to your policy. Continue reading to see why Square One is the best option for you.

Different than other providers.

Home insurance
customers love and trust

N/A out of 5. That’s how customers rate Square One Insurance Services after writing N/A reviews. And with an A+ rating from the Better Business Bureau, people clearly love the way we’re changing home insurance.

Digital platform

With Square One, you can get a quote, buy a policy and even submit a claim – all online, from the comfort of your own home. Quotes and policies are managed through your online account or mobile app, but if you need help, expert assistance from one of our licensed insurance agents is just a webchat or phone call away.

Superior protection

All policies from Square One represent the highest level of protection currently available in Canada. We make it easy for you to protect your home against common perils (such as water damage and theft) and we even cover the costs of rebuilding your home to meet the latest bylaw or code changes.

Guaranteed building replacement coverage

Get the peace of mind you deserve. Simply insure your home to Square One’s suggested limit and, if you experience a loss, we’ll rebuild your home, even if the cost of doing so exceeds your limit of insurance.

Personalized coverage

All policies protect most common personal property items including laptops, smartphones and furniture. If you own specialty property (such as bicycles or fine arts) you can also add coverage to your policy. That way, you only pay to insure what you actually own.

Need to make a claim?

Making a claim with Square One is easy. In fact, most of the process can be done online. You’ll get your own dedicated adjuster to work with you from start to finish to make sure you’re back on your feet in no time. And, Square One pays out on over 90% of all claims submitted.

Interest-free monthly payments

We’re confident you’ll love our service and stay with us. That’s why we don’t lock you into a contract. With us, you can pay monthly or annually and there’s no fixed-term contract. You can also change your payment preferences through your online account.

What our customers say

Verified reviews

Don’t just take our word for it. Here are some of the reviews that contribute to our average rating of {{ avgScore }} stars out of 5. Want to read more? Visit our reviews page.

Six more ways Square One surpasses the competition

Square One has been shaking up the insurance industry since 2011. Since that time, we’ve made quite the impact. In fact, listed below are six interesting facts that distinguish Square One from its competitors.

Want to compare Square Ones policy to the competitors? Check out the policy comparison page.

8:20 is the average time it takes to get an online quote

80% of calls are answered in under 1 minute

2,190 online chats started in the past 30 days

84% of customers get quotes online

13 million pieces of paper saved by emailing documents

N/A out of 5 is our average online rating

What you really want to know

How are claims handled?

The insurance industry doesn’t have the greatest reputation when it comes to claims. Many people fear their insurer will go to any length possible to avoid paying claims. At Square One, we’re different. We’re there when you need us most.

How different? Legal jargon can be confusing, so we’ve created a transparency page to translate the legal language of your policy into plain English.

We’re committed to changing how you think of insurance. We’ll make sure your claim is handled quickly and fairly.

See Our Transparency Page

The right protection from day one

The biggest problem with making a claim is not having the right protection. With a policy that’s tailored to your needs, you get the best protection possible.

Two-hour emergency response

We guarantee a fast response when you need it most. Not an emergency? No problem. Your adjuster will still be in touch within one business day. it’s your home, and your stuff, so we keep you in the loop.

One point of contact

A single dedicated adjuster works with you from start to finish. Without the need to repeat the details of your claim, you’ll be back on your feet in no time.

Want to learn more about Square One?

If you’d like to learn more about what makes Square One different than other home insurance providers, you should watch these two short videos.

How home insurance should be

This 2-minute video describes how we’ve changed home insurance and why you’ll love it.

How do we do it?

And, this 1-minute video explains how you get better protection, pricing and service from Square One.