Get personalized home or car insurance quotes in just 5 minutes
Want both? Start a home quote, then complete a car quote. Save up to 5% on car insurance when you also buy home insurance. Car insurance is available in Ontario and Quebec.
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Six reasons why you’ll love Square One
66,454 reviews. And with an A+ rating from the Better Business Bureau, people clearly love the way we’re changing home and car insurance.
out of 5. That’s how customers rate Square One Insurance Services after writingDigital platform
With Square One, you can get a quote, buy a policy and even submit a claim – all online, from the comfort of your own home. Quotes and policies are managed through your online account or mobile app, but if you need help, expert assistance from one of our licensed insurance agents is just a webchat or phone call away.
Superior protection
All policies from Square One represent the highest level of protection currently available in Canada. We make it easy for you to protect your home against common perils (such as water damage and theft) and we even cover the costs of rebuilding your home to meet the latest bylaw or code changes.
Guaranteed building replacement coverage
Get the peace of mind you deserve. Simply insure your home to Square One’s suggested limit and, if you experience a loss, we’ll rebuild your home, even if the cost of doing so exceeds your limit of insurance.
Personalized coverage
All policies protect most common personal property items including laptops, smartphones and furniture. If you own specialty property (such as bicycles or fine arts) you can also add coverage to your policy. That way, you only pay to insure what you actually own.
Need to make a claim?
Making a claim with Square One is easy. In fact, most of the process can be done online. You’ll get your own dedicated adjuster to work with you from start to finish to make sure you’re back on your feet in no time. And, Square One pays out on over 90% of all claims submitted.
Interest-free monthly payments
We’re confident you’ll love our service and stay with us. That’s why we don’t lock you into a contract. With us, you can pay monthly or annually and there’s no fixed-term contract. You can also change your payment preferences through your online account.
Digital platform
With Square One, you can get a quote, buy a policy and even submit a claim – all online, from the comfort of your own home. Quotes and policies are managed through your online account, but if you need help, expert assistance from one of our licensed insurance agents is just a webchat or phone call away.
The right protection
Protecting yourself on the road has never been simpler. We make it easy for you to secure the coverage you need for your vehicle, and to add optional coverage as needed for maximum peace of mind.
Instant online applications
When you need car insurance, get it online in minutes. No trips to the broker’s office, no waiting. From your phone or your laptop, complete your car insurance application in no time, and get your policy right away.
Personalized coverage
All policies include mandatory coverages, of course. We also make it easy to add as many (or as few) optional coverages as you wish. Comprehensive and collision coverage, extra glass coverage, rental car coverage, and dozens of other options await.
Need to make a claim?
Making a car insurance claim is easy. In fact, most of the process can be done online. You’ll get your own dedicated adjuster to work with you from start to finish to make sure you’re back on the road in no time.
Monthly payments
When you buy car insurance from Square One, you can opt for annual or monthly payments. You can also change your payment information through your online account.


Want both? Start a home quote, then complete a car quote. Save up to 5% on car insurance when you also buy home insurance. Car insurance is available in Ontario and Quebec.
Before you start, please review our Privacy Policy and Terms of Use.
Don’t just take our word for it. Here are some of the reviews that contribute to our average rating of 4.8 stars out of 5. Want to read more? Visit our reviews page.
This was the smoothest online buying experience I have ever had. Before Square One came to my attention, I suffered through a number of long-winded and frustrating review processes with other brand name insurers, only to be informed at the end of the process that they do not provide short-term renters insurance! Square One not only provides very cost-effective coverage, but the process was exceptionally painless. Highly recommended!
These guys are terrific! The entire online experience of purchasing was the easiest ever, and they blow the 'big guys' out of the water! The customer reps are exceptionally friendly, kind, and patient... I can't even begin to tell you. I also dealt with Rachel LaHay... she was outstanding and deserves a raise, recognition, and promotion. Not to mention, Square One is the cheapest quote I saw anywhere in Toronto. Thanks guys!
This entire process was the most painless I've experienced while getting auto insurance. The two folks I spoke with, Eran and Stephanie were delightful and absolutely helpful. 10/10 would do it again.
I was hesitant at first but once I got to the end, I realized that I could play around with deductibles and add or take away things I don’t need right now. I felt much better and my quote went down a couple hundred a year. I also really liked the fact that I didn’t have to talk to anyone or wait for a phone call. Once I was happy with my quote and ready to “sign on the dotted line” I clicked the button, paid the fee, and I’m done! Thanks for making it so easy!! :)
Eran Azan was the most helpful, friendly, and knowledgeable. He provided clear, thorough answers to all of my questions and concerns. Very assuring of all of the features of Square One, and is even going over the top - investigating a unique situation I have. I did not feel rushed or that any of my questions were not worthy. Eran made the whole experience feel incredibly empowering. Square One certainly is a competitor in the market of house insurance and I feel very confident with this coverage. Thank you so much, Eran, for such a pleasant call.
Square One is unique, not only in terms of affordability and customization, but also in the platform they've built - it's easy to use, easy to navigate, all policies are clearly laid out, and if you need customer support, they are very responsive by phone. I specifically spoke with Eric Smith who helped me complete my insurance purchase in no time.
Fantastic price and a totally hassle-free experience! Everything is super user-friendly and runs smoothly. I love how convenient it is — I can do it all online without having to talk to anyone. No surprises, no random fees — just consistent, affordable payments. So transparent and straightforward, it’s a breath of fresh air. I’m not even thinking about going anywhere else. Well done, Square One! You should be seriously proud!
I recently got tenant insurance with Square One, and I’m really impressed! Not only is their coverage comprehensive, but their prices are the cheapest I could find. The sign-up process was quick, and the customer service team was super helpful. I feel confident knowing my belongings are protected without breaking the bank. Highly recommend for anyone looking for affordable tenant insurance!
The website is incredibly user-friendly, making it easy to navigate and customize my policy. Everything was laid out clearly, from the types of coverage to the pricing, so I knew exactly what I was getting. The process was quick, straightforward, and stress-free—something I truly appreciate when dealing with insurance. It’s refreshing to see a company that prioritizes simplicity and transparency. Highly recommended for anyone looking for reliable, easy-to-manage insurance!
An easy and efficient process. The walk-through procedure and additional details on the question helped me understand the coverage. Also, before proceeding, I had the opportunity to make subtle changes and see how it impacted the cost, providing the ability for refinement to suit my needs and budgeting. I recommend trying the process yourself to understand how easy insurance can be.
How are claims handled?
The insurance industry doesn’t have the greatest reputation when it comes to claims. Many people fear their insurer will go to any length possible to avoid paying claims. At Square One, we’re different. We’re there when you need us most.
How different? Legal jargon can be confusing, so we’ve created a transparency page to translate the legal language of your policy into plain English.
We’re committed to changing how you think of insurance. We’ll make sure your claim is handled quickly and fairly.
See Our Transparency PageThe right protection from day one
The biggest problem with making a claim is not having the right protection. With a policy that’s tailored to your needs, you get the best protection possible.
Two-hour emergency response
We guarantee a fast response when you need it most. Not an emergency? No problem. Your adjuster will still be in touch within one business day. it’s your home, and your stuff, so we keep you in the loop.
One point of contact
A single dedicated adjuster works with you from start to finish. Without the need to repeat the details of your claim, you’ll be back on your feet in no time.
The insurance industry doesn’t have the greatest reputation when it comes to claims. Many people fear their insurer will go to any length possible to avoid paying claims.
Car insurance policies offered by Square One are different. We’re committed to changing how you think of insurance by handling your claims quickly and fairly.
The right protection from day one
The biggest problem with making a claim is not having the right protection. With a policy that’s tailored to your needs, you get the best protection possible.
Easy claim reporting
Get a fast response when you need it most. Report claims online or by phone 24 hours a day, and get the repair process started as quickly as possible.
One point of contact
A single dedicated adjuster works with you from start to finish. Without the need to repeat the details of your claim, you’ll be back on the road in no time.